Paying for a hotel in cash might feel like something from the past, but it’s still possible — if you know what to expect. Whether you’re traveling without a credit card, trying to stick to a cash-only budget, or just prefer not to leave a card on file, there are ways to make it work.
Let’s walk through the real-world options, the potential roadblocks, and some clever tricks to help you book a deposit-free stay without the swipe.
Do Hotels Accept Cash in 2025?
The short answer: some do — but it’s not as common as it used to be.
Most major chains and upscale hotels prefer credit or debit cards. Why? It’s faster, it helps with security, and it gives them a backup if you trash the minibar or leave without checking out. But that doesn’t mean every hotel is off-limits if you’re paying cash.
If you’re willing to call ahead and do a little legwork, you’ll still find cash-friendly places, especially among motels, budget chains, and extended-stay properties.
Why Cash Payments Are Less Common
- Hotels want to cover their bases — credit cards give them a safety net.
- Prepaid bookings and online check-ins are all digital now.
- Many chains have moved to card-only policies after 2020 for efficiency and fraud prevention.
Why Some Hotels Still Take Cash
- Smaller, independently run properties may be more flexible.
- Some extended-stay chains cater to folks who don’t use traditional banking.
- Motels and local inns in smaller towns often deal in cash regularly.
How to Find Hotels That Accept Cash
This part takes a bit of hustle — but it pays off (literally) if you’re traveling on a tight budget or want to avoid deposits altogether.
Search Tips for Booking Platforms
- Most travel sites don’t list “cash accepted” as a filter — so you’ll need to dig.
- Look for terms like “no credit card required at check-in”, or check the property policies section.
- Once you’ve got a shortlist, call or email the hotel directly. Always confirm before you arrive.
Hotel Types More Likely to Accept Cash
- Budget motels (especially in smaller cities)
- Extended-stay hotels that cater to long-term guests
- Locally owned inns and roadside lodges
- Some no-frills chains (like InTown Suites or some Econo Lodge locations)
These places tend to be more flexible — especially if you’re polite and up front about how you plan to pay.
Chains Known for Cash-Friendly Policies
Policies change often, but here are a few places that have historically been open to cash payments:
- InTown Suites – Known for weekly rentals and often accepts cash at check-in.
- Motel 6 – Many locations still take cash, especially outside of big cities.
- Budget Inn, America’s Best Value Inn, and other regional chains may vary — so call first.
Booking a Hotel Room with Cash — Step-by-Step
If you’re planning to pay cash, here’s how to avoid getting stuck without a room.
Step 1 – Call Before You Book
Don’t assume — even if it says “cash accepted” somewhere online. Policies can vary by location, even within the same chain. Always confirm directly with the front desk.
Step 2 – Be Ready for a Deposit
Hotels that accept cash usually ask for a refundable deposit — sometimes even larger than what they’d require with a card.
Typical amounts range from $50 to $200, depending on the hotel type and length of stay. Some will return it at check-out, others mail a check later (yes, really).
Step 3 – Bring Valid ID and Extra Funds
Even if you’re paying cash, you’ll almost always need a government-issued photo ID. Some hotels may also photocopy it or ask you to sign extra paperwork.
Have enough cash to cover the room, taxes, and the deposit — in exact bills, if you can.
Step 4 – Get the Agreement in Writing
If the deposit or cash policy feels unclear, ask them to write it on your reservation confirmation or send it in an email. It protects both you and the hotel in case there’s confusion at check-in.
Can I Pay a Hotel Security Deposit in Cash?
Yes, but you’ll need to ask in advance.
Many hotels require a deposit to cover potential damages or extra charges. When paying with a card, it’s just a hold. When paying cash, it’s real money up front.
Some hotels may not accept cash deposits at all, while others are fine with it — as long as you’re staying just a night or two and don’t look like you’re planning to throw a party.
Staying at a Hotel Without a Credit Card
No card? No problem — but you’ll need a plan.
What You Can Use Instead
- Cash
- Debit card
- Prepaid travel card (just be aware of fees)
- Gift cards with Visa/Mastercard logos (sometimes work, but not always)
What to Expect at Check-In
- Higher deposit (especially with cash)
- Limited access to room charges or amenities (some disable pay-per-view or room service)
- Longer check-in process (more paperwork, sometimes a supervisor has to approve it)
Why Do Some Hotels No Longer Accept Cash?
It’s not personal — it’s just business.
Hotels are moving toward contactless check-ins, faster service, and fewer headaches for the front desk. Handling cash means counting drawers, issuing receipts, and dealing with fraud risks — things that digital payments mostly avoid.
Tips for a Smooth Stay When Paying Cash
- Bring exact change when possible
- Ask for a receipt every time you pay — including for your deposit
- Avoid late-night check-ins if you’re paying cash (some hotels won’t allow it)
- Be polite and prepared — it makes a difference, especially with independently run places
Pro tip: Some hotels will waive or lower the deposit for repeat guests or short stays — it never hurts to ask.
Where to Find No-Deposit Hotels That Accept Cash
That’s where we come in.
At NodepositHotels.com, we list hotels, motels, and extended stays across the U.S. that don’t require a security deposit — and many of them also accept cash.
Browse by city or state, check out our curated picks, and look for tags like “cash accepted” or “no deposit required” in the listing. We even highlight booking links so you can lock in a stay without the guesswork.
Frequently Asked Questions
Can I pay cash at check-in or only at check-out?
Some hotels let you pay at check-out, but many require payment at check-in if you’re using cash — plus a deposit.
Do I need to bring a credit card if I pay cash?
At most cash-friendly hotels, no — but some may ask for a card “on file” even if you don’t use it. Always confirm before arriving.
What if the hotel accepts cash but requires a card for incidentals?
This is common at mid-range and higher-end properties. If you don’t have a card, ask if you can leave a higher cash deposit instead.
Are there any risks with paying cash at hotels?
Not huge ones — but you could lose flexibility (e.g., harder to cancel or extend stays), and refunds for deposits might take longer.
Final Thoughts
Paying cash at hotels in 2025 isn’t as simple as it used to be — but it’s far from impossible. With a little planning, a few phone calls, and the right tools (like NodepositHotels.com), you can book a smooth, deposit-free stay without ever swiping a card.
Stick to traveler-friendly spots, stay polite, and always ask the right questions — and cash can still be king at check-in.