Do Hotels Still Take Cash in 2025?
Short answer: yes, many hotels still accept cash — but not all, and not for every step of the stay. Some brands are card-only, while others allow cash at check-in or check-out with extra requirements.
Policies vary by brand, city, and even individual property. That’s why the safest move is to confirm with the hotel directly before you go.
Why Some Hotels Don’t Accept Cash Anymore
Card and contactless payments speed up check-in and check-out. They also reduce fraud risk and the headache of counting tills and handling change.
Many front desks now run on automated systems built for cards. Since the pandemic, “low-touch” wins; cash is often the exception, not the rule.
When Cash Is Accepted — But With Strings Attached
Plenty of properties will take cash, but they’ll add guardrails to protect against damages and unpaid incidentals.
- Some require a credit or debit card on file for the deposit, even if you pay room charges in cash.
- Others accept a cash deposit that’s larger than a card hold.
- A few only accept cash for walk-in bookings, not advance reservations.
- Most will ask for a government-issued photo ID and may photocopy it.
Dave’s tip: Ask the hotel to email their cash policy so you have proof at check-in.
How to Book a Hotel Room With Only Cash
If you’re traveling without a card, you’ll need a little pre-trip homework and a calm, confident check-in plan.
Step-by-Step If You Don’t Have a Card
- Shortlist properties that look independent or budget-friendly (motels, roadside inns, extended-stay brands).
- Call the front desk (not the national reservations line). Ask: “Do you accept cash for room payment? What about the deposit?”
- Confirm the deposit amount and how it’s returned. Get timing (same day vs. 3–10 days), method (cash vs. check), and any inspection rules.
- Ask for an email summarizing the policy, reservation details, and your cash arrangement.
- Bring extra cash + ID. Expect a larger deposit and possible nightly limits on charging incidentals.
- Arrive early. Cash check-ins can take longer while the manager verifies everything.
Real-world example: I once booked a small Phoenix motel that took cash but required a $200 cash deposit and a photocopy of my driver’s license. Because I called ahead, none of it was a surprise.
Can You Use Cash as a Hotel Deposit?
Sometimes — especially at independent hotels and motels. Expect higher amounts than card holds, often $100–$300 per stay or more.
Before you agree, clarify:
- Where the cash is stored and who can authorize the return.
- When you’ll get it back (exact timeline).
- What triggers a deduction (smoking fees, towels, minibar, late checkout).
- How you’ll receive it (cash at desk vs. mailed check).
Get it in writing. A two-sentence email beats a “he said, she said” at checkout.
How to Spot Hotels That Still Take Cash (Without Getting Burned)
- Look local. Independent hotels and older motels are more likely to accept cash than upscale business brands.
- Scan listings for “Pay at property.” It’s not a guarantee of cash, but it’s a promising signal to call and confirm.
- Check weekly/extended-stay options. These often allow cash with bigger deposits and stricter house rules.
- Call during daytime manager hours. Night audit staff may not confirm policy changes or authorize exceptions.
- Use a quick call script:
- “Do you accept cash for room payment?”
- “What’s the deposit policy for cash guests?”
- “How much, when returned, and in what form?”
- “Can you email me those details with my reservation?”
Pros and Cons of Paying With Cash at Hotels
Pros
- No credit card required.
- More privacy around spending.
- Helpful for travelers rebuilding credit or using a cash budget.
Cons
- Larger deposits and stricter rules.
- Fewer options for online reservations.
- Slower check-in and check-out.
- Harder to dispute charges or get fast refunds.
Frequently Asked Questions
Can I pay cash at hotels?
Yes, many still allow it, but policies vary widely. Always confirm with the specific property before you arrive.
Why do some hotels no longer accept cash?
Cards are faster, safer, and easier for hotel accounting. Many systems are built around card holds for incidentals.
Can I use cash as a deposit?
Sometimes. Expect a higher deposit and a manual refund process. Get the amount, return method, and timeline in writing.
Can I stay at a hotel without a credit card?
Often yes, but you’ll likely need cash + ID and potentially a debit card or higher cash deposit. Call ahead to lock in the details.
Final Tips Before You Book With Cash
Bring extra cash for the deposit and a backup plan for incidentals. Keep printed confirmations and the hotel’s emailed policy handy. If you’re worried about surprises, a prepaid debit card can help satisfy card-on-file requirements without linking to your main account.
Traveling cash-only takes a bit more prep — but with a few calls and the right questions, it’s completely doable.
